Tag: home insurance

Roof Depreciation & Home Insurance: What Every Homeowner Must Know

by Rick Gerety | Mar 24, 2025 | Blog, Personal Insurance

As a homeowner in Maryland, you need a strong and reliable roof. It’s your first defense against severe weather. However, your roof naturally depreciates over time due to weather, age, and wear and tear. These factors can significantly impact your homeowner’s...

Smart Home Insurance Considerations: Privacy vs. Premiums

by Rick Gerety | Sep 16, 2024 | Blog, Personal Insurance

Smart home technology is revolutionizing the way we manage our homes, offering unprecedented convenience and enhanced security. Beyond the ease and peace of mind, smart technology can also lead to significant savings through smart home insurance discounts. From smart...

Protect Your Home and Save with a Smart Home Water Sensor

by Rick Gerety | Aug 21, 2024 | Blog, Personal Insurance

Water damage can be one of the most devastating and costly issues a homeowner can face. Water damage claims can sometimes exceed the losses from fire damage, with water running for hours or even days if not addressed promptly – making home water monitoring an...

Home Business Insurance: Essential Guide For Operating a Home Enterprise

by Rick Gerety | Apr 20, 2024 | Blog, Commercial Insurance

Home businesses have gained unprecedented popularity since 2020, when the COVID-19 pandemic caused many to begin working remotely. Flexible schedules, reduced overhead costs, and the comfort of working from home have led many entrepreneurs to start businesses out of...

Does Insurance Cover Lightning Strikes?

by Rick Gerety | Oct 16, 2023 | Blog, Personal Insurance

In Maryland, we’ve recently witnessed a series of massive storms. Lightning has wreaked havoc across the state, leaving families worried and unsure about their home’s safety and their financial future. Lightning strikes are a widespread issue that many are...