Our Agency


Our Story

Trustworthy. Reliable. Local.

For more than 25 years, Gerety Insurance has been an integral part of the Bel Air, Maryland community, shaping the local landscape with a commitment to personalized customer service and unparalleled protection for your car, home, business, and family. Nestled on Hickory Avenue, just a stone’s throw away from downtown Bel Air, our agency is the epitome of convenience and reliability.

As a fixture in Harford County, we extend a warm invitation to visit our office in person, where our dedicated team awaits to assist you. Alternatively, you can connect with us through a simple phone call at 410-803-2600, ensuring that assistance is just a ring away.

Gerety Insurance takes pride in delivering local claim service that goes beyond expectations, offering the ultimate convenience for our valued clients. We understand the importance of comprehensive insurance protection, and our commitment to providing the best coverage at the right price sets us apart. Our reputation is bolstered by over 300 online 5-star reviews, a testament to the excellence of our customer service and the satisfaction of those we serve. At Gerety Insurance, we are PARTNERS FOR YOUR PROTECTION®.

Why Us

At Gerety Insurance, we take pride in being more than just an insurance agency; we’re your dedicated partners in protecting what matters most. With a commitment to exceptional service and a comprehensive range of insurance products, we strive to meet all your personal and commercial insurance needs.

Our full-service agency offers a diverse selection of personal insurance products, ensuring you have the coverage you need for every aspect of your life. From Auto & Truck insurance to Motorcycle, Boat, RV, Classic car, Homeowners, Renters, and Umbrella insurance – we’ve got you covered.

For businesses of all sizes, Gerety Insurance is your go-to source for comprehensive commercial insurance. Whether you need Business Liability, Commercial Auto, Commercial Property, Contractors, Cyber Liability, E & O, Farm and Ranch, Landlord Liability, Liquor Liability, Restaurant, or Workers Compensation insurance – we understand the unique challenges your business faces and tailor our solutions accordingly.

Getting to know you is our priority. Our team is here to guide you through the insurance landscape, ensuring you make informed decisions that align with your unique needs and circumstances.

At Gerety Insurance, we’re not just in the business of policies; we’re in the business of building lasting relationships based on trust, transparency, and unwavering support. Experience the difference with Gerety – your trusted partner in insurance.

Beyond Maryland


Gerety Insurance also serves clients in MD, PA, VA, DE, DC, NC, SC, CA, CO, CT, FL, GA, KS, NJ, NY, and RI. Please call for information on products in those states.


What Clients are Saying

“Almost Cut The Bill In Half”
“I am very pleased with my experience with Rick Gerety Insurance. Jamie Zang contacted me to let me know she could save us some money on our car and homeowners insurance and she sure did, almost cut the bill in half. Thanks Jamie and also Missy at the front desk. We would recommend their thoughtful, friendly, and thorough team to everyone. Thanks so much and Merry Christmas."

— Glenn Gitschier

"Save Money On My Home And Auto"

“I was shopping around to save money on my home and auto and my experience with Gerety was fantastic. Chris is my agent and he was very prompt reaching out and took the time to explain each policy with me. He outlined pros and cons of multiple different options and really went above and beyond to make sure I got the right policy. Great service and highly recommended.“

— Andrew Bodt

“Saved Me A Good Amount Of Money”

"My auto insurance rates were set to increase and before I could even call to find out about switching companies, they let me know I was on a list to be shopped around. Super helpful throughout the whole process and saved me a good amount of money. Highly recommended."

—Alex Gram

“Saved Us Money And Addressed Our Actual Business Needs”
“We switched from a larger agency who wasn't looking out for us. Cindy Dotson has taken great care of us from the beginning, saved us money and addressed our actual business needs rather than trying to sell us add-ons we didn't need. We are preparing for our first renewal and I can't be happier. Gerety is responsive and in tune to our needs as a mid-sized contractor. Highly recommend them.“

— Laura Layte

“Very Responsive To My Questions And Shifting Needs.”
“Jaime worked hard to find a less expensive replacement auto insurance policy for me and was flexible and very responsive to my questions and shifting needs. Thanks Jaime!"

— Andrea Gillespie

“Very Personable”

“Chris Baur with Gerety Insurance was super easy to work with. He found the policy that was the right fit for us and tailored coverage options so they weren't too small or large for that category. I was also able to refer friends to him that ended up making the switch too! He is also very personable and doesn't give you the typical "insurance agent" vibe.“

— Allison Mosley

“Extremely Patient To Understand The Situation”

“The Gerety team was so helpful when I needed them to assist me with an urgent issue. Missy was extremely patient to understand the situation and went above and beyond to get me exactly what I needed. The immediate support alleviated a great deal of stress and worry for me. Highly recommend!“

— Kimberly Menges

“Excellent To Work With & Extremely Helpful”

“I’ve been working with Gerety Insurance now for a few years and can’t say enough good things about the entire team. I’ve worked closely with Sully and Chris, both have been excellent to work with and extremely helpful. It truly is a good feeling knowing the people you’re working with really do care and are looking out for your best interest. Thank you to the entire Gerety team!“

— Philip Goss

“Definitely Recommend”
“Sully was great to work with! He was very responsive and informative when discussing insurance options for our first home. He was also able to find us a better car insurance policy. We would definitely recommend Gerety Insurance to anyone in need of insurance!“

— Amber Pinder

“Wonderful Relationship with Sully”

“My family has been using Gerety Insurance since I was a child. I now have a child of my own and still have wonderful relationship with Sully, Rick and the ladies in the offices. Extremely helpful and always there when needed."

— Phil Givens

“Fast Professional Service”
“Rick and his team saved my wife and I several hundreds of dollars when we joined them three years ago. We get fast, professional service that is personalized to our needs. Rick was flexible in designing homeowners and auto coverage that best met our unique situation. The whole team is dependable and knowledgeable and always have the information we need..“

— Steve Bollinger

“Saved Us A Lot Of Money”
“We are so pleased with the service that we received from Gerety Insurance. Chris was so very helpful with finding us the best insurance for our cars and home needs. He not only saved me time in searching companies, but saved us a lot of money on my premiums. Can't thank you enough Chris!“

— Jane Sewald

“Saved My Business a LOT”
“Cindy Dotson is the best! She worked hard to save my business a LOT of money on our insurance package while maintaining the needed level of coverage. So glad I switched and get to work with Cindy!“

— Susan Moscareillo

“Service is Unparalleled”
“As a small business owner, there is nothing more important than having an insurance company that you can rely on. Not only are the rates competitive, but the quality of service is unparalleled. Rick sits with us each year to make the necessary adjustments to our policies based on the changing needs of the business. In addition, Rick and his team are very responsive to any and all questions/requests we have throughout the year.“

— Bill Street

“Great Partner To Have”
“Outstanding service!
Sully always goes above and beyond. He always delivers and a great partner to have.“

— Michael Gerace

“The Absolute Best”
“Cindy is the absolute best. I’ve been with her for four years now and would not have been able to get through the first year of my business without her. She is extremely knowledgeable and guides you in such a caring way you know you are in good hands. She always goes above and beyond and double checks everything for you. It’s great to know that I never have to worry about this side of my business because she has it covered.“

— Lisa Lonabaugh

See what our other customers have to say!