Commercial Property Insurance

Commercial-Business-Insurance-Agent-Bel-Air-Harford-MDCOMMERCIAL PROPERTY INSURANCE

 

How efficient would your business be with no modern tools to help your productivity? It’s a necessity to protect the computers, systems, and assets you have in place that allow your business to function on a daily basis.

You may associate commercial property insurance with insuring your building and where your offices are located. However, in most cases what we are protecting more often are the essential systems and tools inside your business that are susceptible to damage, and are much more fragile than your office building.

Great commercial property insurance is in place to be your shield of protection from all business losses, whether substantial or minor. With this policy, you will be protected for the replacement cost of all of your vital property.

 

 

Property Insurance Coverage

Rick-Gerety-Business-Commercial-Property-Insurance-Agents-MDSmall business property insurance and commercial property insurance plans can be structured in many ways but they are usually classified by what you choose to protect. Some examples include:

  • Fire damage to your building and its contents
  • Flooding causing all internal assets to be ruined (Inventory, furniture, equipment)
  • Weather damage to outdoor business property (Fences, Landscaping, Signs)

We understand that every business is different, we will provide the best possible plans to fit your business needs as well as your budget.

Here are some common examples of different insurance coverage:

  • Commercial-Business-Store-Insurance-Agents-in-MarylandUpdated building codes coverage covers the cost to upgrade a building so that it meets the most up-to-date building codes after a covered loss (also called Ordinance or Law Coverage).
  • Completed value coverage this covers any building during the construction process.
  • Loss of business income in a situation which causes a halt in your workflow at your business due to damage to your property. This usually covers rental income, payroll, and other business-related costs.
  • Equipment breakdown coverage covers electrical and mechanical systems from power surges, explosions, and failure.
  • Utility services failure or damage as a result of water main breakage, natural gas leaks, or power grid interruptions.

Choose Wisely

It may seem you want the least expensive insurance policy you can get. Many times, this leaves gaps in coverage and you might not always be getting the benefits that you think you’re receiving. Let the local commercial property insurance specialists at Gerety Insurance help you make decisions you can live with.

Commercial Property Business Insurance Agency

"Call Missy for all your insurance needs. Talk about a awesome person and very knowledgeable she saved us over $700."

—Beverly Guthrie

"I cannot speak highly enough of the Gerety Insurance Agency. Chris and their team provided EXCELLENT customer service, they were professional, efficient and communicated extremely well. I moved all my insurance needs, home, auto and liability policies to them.
I highly recommend!"

—Jim Grant

"A Wonderful customer support at all times. Always ready to help at any time. Courteous, professional, knowledgeable. Immediate and supportive response when claims made."

—Meg Bates Jones

"The staff was very helpful, professional and supportive in seeing us through tree and structural damage resulting from a wind storm. Great staff."

—Ursula Cain-Jordan

"I was switching over from another insurance provider and they made it the easiest thing possible for me. Anything I had questions on they knew and if I had to send them information about anything I can shoot my agent with a quick picture of the information over a text! Friendly, and honest people."

—Donny Stimax

"Been with Rick for many, many years, and have always been well taken care of, both for my business accounts, and personal. And without Lucy's help, I'm sure my head would have exploded by now."

—Andrew Merz

"As a customer of Gerety Insurance for many, many years, we could not be more pleased with the outstanding customer service and knowledge of the industry. Always available in a timely fashion to change/adjust policies as needed in our changing world. Highly recommend."

—Grace M. Manger