Cyber Liability Insurance

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The Threat You Can’t See Coming…

 

In a simpler time, no business owner dreamed that their stored data, or just the sheer dependence on the digital functions of their business, could put them at such risk!

But today, the threat of exposing your employee’s or customer’s private financial data to hackers is real. And growing.

That, and the loss or compromise of the entire IT function of your company, could cause severe penalties, lawsuits, or simply the loss of business revenue or business credibility.

 

Who Needs It?

Cyber liability insurance should be part of the coverage for any business, large or small, any non-profit, or any retail establishment.

Cyber crime is a real thing, and if your business hasn’t yet been hacked or compromised, count your blessings.

It doesn’t take much. If just one laptop is stolen or lost, one virus infects, or one bad website is visited by a careless employee, it could affect your bottom line and your reputation for years.  Just ask around. You won’t talk to many business owners that haven’t experience some issue with a digital security breach.

Cyber liability insurance should be a “must” addition to your business liability coverage policy. When wrapped into this policy, the cost is minimal, but the coverage is critical.

 

What does it cover?

A comprehensive cyber liability policy covers:

Protection in case of data compromise, of either or both employee and customer information, whether that information was hacked, stolen, or corrupted.

Forensic data services to research the parameters of the breach

Data services to restore information or IT functionality

Credit help services for anyone affected by the breach

Public relations expenses to mitigate reputational impact to the public

Legal costs associated with identity breach lawsuits

Lost revenue and unforeseen expenses due to the cyber-attack or breach

 

Contact Gerety Insurance and let our Bel Air commercial insurance specialists assist you in crafting the right protection for you and your business.

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