Keeping You Afloat
As a boat owner, you know the level of responsibilty and commitment it takes. You also take on increased risks whether your boat is in the water, or not!
Having the right boat insurance protects you against the ‘rough waters’ that could damage your boat, and your finances.
Do you need separate insurance?
You do, if your boat is anywhere but your driveway!
Your homeowner’s policy will probably place restrictions on your boat coverage, depending on your boat’s size, horsepower, and cost.
Not having a specific boat insurance policy puts you at risk, whether you have a boating accident by losing control, or if your boat is damaged by you, another boater or a guest, or if the worst happens and it sinks.
Protecting your investment
Boat insurance must be purchased before an accident. So planning ahead to make sure you’re fully covered is the way to go.
Whether your boat is a runabout, wave runner, sailboat, pontoon, house boat, cabin cruiser, fishing boat, yacht or anything inbetween, boat insurance is as vital as any safety equipment you carry.
Knowledge is power, and peace of mind
Know you’re properly covered by speaking with a live, local agent who knows how to make sure you’re protected, but still get the best deal on boat insurance.
Helping you choose the right liability and comprehensive limits, and getting you all the discounts available, is our specialty.
Boat insurance coverage basics
Boat insurance coverage should include:
- Personal liability
- Medical injuries and physical damage
Saving money on boat insurance
As with other insurances, bundling and having low lifestyle risk factors can save you money with specific discounts for boaters. They can be applied if you:
- Own your home
- Have idle assisted steering
- Insure more than one boat
- Bundle other kinds of insurance
- Are the original owner
- Initiallly pay your annual policy in full
- Have a clean auto driving record
- Have a safety course certification
Talk to the professional and experienced Maryland boat insurance agents in our office located on Hickory Avenue in Bel Air. They can help make sure your boating experience doesn’t wreck your finances or your fun. And may all your landfalls be expected!
"Amanda was very friendly and helpful during a big step in our lives (buying our first rental property). She gave great advice and created a plan to cover all of our insurance needs, even when a few obstacles arose. All of our questions were answered promptly throughout the process, and my husband and I truly appreciate her service!"
—Linda Chern Zvitkovitz
"Amanda has been beyond amazing! She helped me with home insurance last year, and helped again when I had to use the insurance just a few months after settlement! I have now switched my car insurance to Nationwide! I would recommend anyone to this office knowing they would get the absolute best customer service! Thank you, Amanda, for all you have done!"
"AWonderful customer support at all times. Always ready to help at any time. Courteous, professional, knowledgeable. Immediate and supportive response when claims made."
—Meg Bates Jones
"Amanda was simply amazing! We had a horrible experience with Allstate and she helped make the transition super smooth to Nationwide! Allstate messed up our cancellation date and Amanda handled everything, we didn’t even have to send her any paperwork, it’s nice to know you’re being taken care of especially when it comes to insurance!"
—Meg Bates Jones
—Grace M. Manger