Boat Insurance

Keeping You Afloat


Maryland-Annapolis-Boat-insurance-Agents-Harford-CountyAs a boat owner, you know the level of responsibilty and commitment it takes. You also take on increased risks whether your boat is in the water, or not!

Having the right boat insurance protects you against the ‘rough waters’ that could damage your boat, and your finances.


Do you need separate insurance?

Your homeowner’s policy will probably place restrictions on your boat coverage, depending on your boat’s size, horsepower, and cost.

Not having a specific boat insurance policy puts you at risk, whether you have a boating accident by losing control, or if your boat is damaged by you, another boater or a guest, or if the worst happens and it sinks.

Protecting your investment

Boat insurance must be purchased before an accident. So planning ahead to make sure you’re fully covered is the way to go.

Whether your boat is a runabout, wave runner, sailboat, pontoon, house boat, cabin cruiser, fishing boat, yacht or anything inbetween, boat insurance is as vital as any safety equipment you carry.

Knowledge is power, and peace of mind

Know you’re properly covered by speaking with a live, local agent who knows how to make sure you’re protected, but still get the best deal on boat insurance.

Helping you choose the right liability and comprehensive limits, and getting you all the discounts available, is our specialty.


Boat insurance coverage basics

Maryland-Boat-Insurance-Agents-Harford-County-Bel-AirBoat insurance coverage should include:

  • Personal liability
  • Boat
  • Motor
  • Trailer
  • Medical injuries and physical damage


Saving money on boat insurance

As with other insurances, bundling and having low lifestyle risk factors can save you money with specific discounts for boaters. They can be applied if you:

  • Own your home
  • Have idle assisted steering
  • Insure more than one boat
  • Bundle other kinds of insurance
  • Are the original owner
  • Initiallly pay your annual policy in full
  • Have a clean auto driving record
  • Have a safety course certification

Talk to the professional and experienced Maryland boat insurance agents in our office located on Hickory Avenue in Bel Air.  They can help make sure your boating experience doesn’t wreck your finances or your fun. And may all your landfalls be expected!


"Amanda was very friendly and helpful during a big step in our lives (buying our first rental property). She gave great advice and created a plan to cover all of our insurance needs, even when a few obstacles arose. All of our questions were answered promptly throughout the process, and my husband and I truly appreciate her service!"

Linda Chern Zvitkovitz

"Amanda has been beyond amazing! She helped me with home insurance last year, and helped again when I had to use the insurance just a few months after settlement! I have now switched my car insurance to Nationwide! I would recommend anyone to this office knowing they would get the absolute best customer service! Thank you, Amanda, for all you have done!"

—Ashley O'Connor

"AWonderful customer support at all times. Always ready to help at any time. Courteous, professional, knowledgeable. Immediate and supportive response when claims made."

—Meg Bates Jones

"Amanda was simply amazing! We had a horrible experience with Allstate and she helped make the transition super smooth to Nationwide! Allstate messed up our cancellation date and Amanda handled everything, we didn’t even have to send her any paperwork, it’s nice to know you’re being taken care of especially when it comes to insurance!"

—Laura Hoffman

"Wonderful customer support at all times. Always ready to help at any time. Courteous, professional, knowledgeable. Immediate and supportive response when claims made."

—Meg Bates Jones

"The staff was very helpful, professional and supportive in seeing us through tree and structural damage resulting from a wind storm. Great staff."

—Ursula Cain-Jordan

"Been with Rick for many, many years, and have always been well taken care of, both for my business accounts, and personal. And without Lucy's help, I'm sure my head would have exploded by now."

—Andrew Merz

"I recently moved our home & auto insurance to Gentry & Assoc. I have worked with both Amanda and Courtney. They both have been a great help with the translation and are always quick to reply to my email requests. If you’re looking to shop your insurance, give them a shot!"

—Kim Maisel

"I was switching over from another insurance provider and they made it the easiest thing possible for me. Anything I had questions on they knew and if I had to send them information about anything I can shoot my agent with a quick picture of the information over a text! Friendly, and honest people."

—Donny Stimax

"Amanda , Has always been a very great!!! agent with Gerety Insurance. Thank you Amanda for working very hard to help me stay Insured & Communication and making sure I get the right information . I wish everybody with Nation Wide a happy holiday & Thank you for what y’all do for us."

—Michael Giles

"As a customer of Gerety Insurance for many, many years, we could not be more pleased with the outstanding customer service and knowledge of the industry. Always available in a timely fashion to change/adjust policies as needed in our changing world. Highly recommend."

—Grace M. Manger