Boat Insurance

Boating Insurance Harford County: Keeping You Afloat

boating insurance Harford County

boating insurance Harford County

As a boat owner, you know the level of responsibility and commitment it takes. You also take on increased risks whether your boat is in the water, or not. This is why boating insurance in Harford County is vital.

Having the right boat insurance protects you against the ‘rough waters’ that could damage your boat, and your finances.


Do you need separate insurance?

Your homeowner’s policy will probably place restrictions on your boat coverage, depending on your boat’s size, horsepower, and cost.

Not having a specific boat insurance policy puts you at risk, whether you have a boating accident by losing control, or if your boat is damaged by you, another boater or a guest, or if the worst happens and it sinks.

Protecting your investment

Boat insurance must be purchased before an accident. So planning ahead to make sure you’re fully covered is the way to go.

Whether your boat is a runabout, wave runner, sailboat, pontoon, house boat, cabin cruiser, fishing boat, yacht or anything inbetween, boat insurance is as vital as any safety equipment you carry.

Knowledge is power, and peace of mind

Know you’re properly covered by speaking with a live, local agent who knows how to make sure you’re protected, but still get the best deal on boat insurance.

Helping you choose the right liability and comprehensive limits, and getting you all the discounts available, is our specialty.


Boat insurance coverage basics

boating insurance Harford County

boating insurance Harford County

Boat insurance coverage should include:

  • Personal liability
  • Boat
  • Motor
  • Trailer
  • Medical injuries and physical damage


Saving money on boat insurance

As with other insurances, bundling and having low lifestyle risk factors can save you money with specific discounts for boaters. They can be applied if you:

  • Own your home
  • Have idle assisted steering
  • Insure more than one boat
  • Bundle other kinds of insurance
  • Are the original owner
  • Initiallly pay your annual policy in full
  • Have a clean auto driving record
  • Have a safety course certification

Talk to the professional and experienced Maryland boat insurance agents in our office located on Hickory Avenue in Bel Air.  They can help make sure your boating experience doesn’t wreck your finances or your fun. And may all your landfalls be expected!


"Call Missy for all your insurance needs. Talk about a awesome person and very knowledgeable she saved us over $700."

—Beverly Guthrie

"I cannot speak highly enough of the Gerety Insurance Agency. Chris and their team provided EXCELLENT customer service, they were professional, efficient and communicated extremely well. I moved all my insurance needs, home, auto and liability policies to them.
I highly recommend!"

—Jim Grant

"A Wonderful customer support at all times. Always ready to help at any time. Courteous, professional, knowledgeable. Immediate and supportive response when claims made."

—Meg Bates Jones

"The staff was very helpful, professional and supportive in seeing us through tree and structural damage resulting from a wind storm. Great staff."

—Ursula Cain-Jordan

"I was switching over from another insurance provider and they made it the easiest thing possible for me. Anything I had questions on they knew and if I had to send them information about anything I can shoot my agent with a quick picture of the information over a text! Friendly, and honest people."

—Donny Stimax

"Jaime Zang has been a wonderful help to our entire family. We have been through many changes as our family grows. She is always quick to respond, knowledgeable, and polite. I would recommend this company to everyone I know!"

—Mary Chaney

"As a customer of Gerety Insurance for many, many years, we could not be more pleased with the outstanding customer service and knowledge of the industry. Always available in a timely fashion to change/adjust policies as needed in our changing world. Highly recommend."

—Grace M. Manger