Business Liability Insurance
Safeguarding your business from the repercussions of legal action is one of the most important steps you can take as a business owner. A customized and comprehensive liability insurance policy is a necessity to protect your business from the unexpected costs and stress of a lawsuit.
You need general liability insurance if:
- If you or your employees interact with clients face to face
- If you have access to equipment that is not owned by you
- If you conduct business in a location not owned by you
- If you are contractually obligated to have a General Liability Insurance Policy
Business liability insurance covers legal fees, court costs and the subsequent award, if any is made. This type of coverage is necessary for any business that could encounter a lawsuit.
We provide the following, based on your needs:
- Personal Liability
- Business Liability
- Professional Liability
- Public Liability
Other covered risks include:
- Bodily injury – “slip and fall” protection
- Property damage and data loss in case an accident happens in your place of business
- Personal or reputation injury
General liability insurance cannot protect you from everything, but it will help to mitigate costs if a situation arises. You can relax when you ask the local business liability insurance experts at Rick Gerety + Associates to help you build a policy that fits your needs based on the type of business and your tolerance for financial loss.
"Amanda was very friendly and helpful during a big step in our lives (buying our first rental property). She gave great advice and created a plan to cover all of our insurance needs, even when a few obstacles arose. All of our questions were answered promptly throughout the process, and my husband and I truly appreciate her service!"
—Linda Chern Zvitkovitz
"Amanda has been beyond amazing! She helped me with home insurance last year, and helped again when I had to use the insurance just a few months after settlement! I have now switched my car insurance to Nationwide! I would recommend anyone to this office knowing they would get the absolute best customer service! Thank you, Amanda, for all you have done!"
"AWonderful customer support at all times. Always ready to help at any time. Courteous, professional, knowledgeable. Immediate and supportive response when claims made."
—Meg Bates Jones
"Amanda was simply amazing! We had a horrible experience with Allstate and she helped make the transition super smooth to Nationwide! Allstate messed up our cancellation date and Amanda handled everything, we didn’t even have to send her any paperwork, it’s nice to know you’re being taken care of especially when it comes to insurance!"
—Meg Bates Jones
—Grace M. Manger