Restaurant Insurance

Restaurant Insurance Maryland: No Fear Food Service

Restaurant Commercial Insurance maryland

Restaurant Commercial Insurance Maryland

Food service has enough challenges.  Focusing on quality, staffing,  service, marketing, reviews, and safety should be top of mind. Restaurant insurance gives you peace of mind to focus on the important things, while protecting you from risk.

Whether you have a coffee shop, bar, café, cafeteria, diner, deli, fast food franchise, or restaurant, you should be protected from loss from equipment failure causing food spoilage, employee or customer injuries, fire and water damage, and more.

Restaurant insurance plans should cover multiple risk factors, and should include:


  • A Business Owners Policy (BOP) protects you from business-related risks with general liability property insurance, coverage for loss of income, protection against lawsuits and medical liabilities resulting from someone getting hurt on your property.
  • Workers’ Compensation Insurance is essential to protect your business from medical costs and help cover lost wages for employees who become ill or are injured on the job.
  • Business Crime Insurance protects you from risk from employee theft, robbery, counterfeiting and forgery.
  • You may also need Commercial Vehicle Insurance.

See why our Harford County insurance team is your best choice for helping you choose your food service business insurance  by learning more about us here.

If you plan to serve alcohol see our liquor liability page


Restaurant Commercial Insurance maryland

Restaurant Commercial Insurance maryland

"Call Missy for all your insurance needs. Talk about a awesome person and very knowledgeable she saved us over $700."

—Beverly Guthrie

"I cannot speak highly enough of the Gerety Insurance Agency. Chris and their team provided EXCELLENT customer service, they were professional, efficient and communicated extremely well. I moved all my insurance needs, home, auto and liability policies to them.
I highly recommend!"

—Jim Grant

"A Wonderful customer support at all times. Always ready to help at any time. Courteous, professional, knowledgeable. Immediate and supportive response when claims made."

—Meg Bates Jones

"The staff was very helpful, professional and supportive in seeing us through tree and structural damage resulting from a wind storm. Great staff."

—Ursula Cain-Jordan

"I was switching over from another insurance provider and they made it the easiest thing possible for me. Anything I had questions on they knew and if I had to send them information about anything I can shoot my agent with a quick picture of the information over a text! Friendly, and honest people."

—Donny Stimax

"Jaime Zang has been a wonderful help to our entire family. We have been through many changes as our family grows. She is always quick to respond, knowledgeable, and polite. I would recommend this company to everyone I know!"

—Mary Chaney

"As a customer of Gerety Insurance for many, many years, we could not be more pleased with the outstanding customer service and knowledge of the industry. Always available in a timely fashion to change/adjust policies as needed in our changing world. Highly recommend."

—Grace M. Manger