Landlord Liability Insurance

Landlord Insurance Maryland: Landlords Need Specific Protection…

Potential lawsuits are an ongoing risk for property owners who are landlords.

Without proper coverage, claims could even end up costing you your property.

Landlord liability coverage can protect you from the many risks of being a landlord–liability if someone is injured on your rental property, or if you are liable for damage to someone else’s property.

Landlord liability covers tenant injuries due to property maintenance negligence. 

Landlord Business Insurance for Harford County Maryland

It may also cover attorney’s fees and court judgements against you for these issues.  

Landlord coverage may include:

  • Personal Injury Protection if a tenant claims injury due to libel, slander, invasion of privacy, wrongful eviction or wrongful entry.
  • Coverage for Tenant injuries due to a physical aspect of your property, like uneven sidewalks causing a tenant to trip and fall, or a weak deck rail that gives way. If you don’t warn a tenant about any possible risks, or make efforts to correct a problem, you could be found negligent.
  • Negligence for improper security for your tenants in terms of security lighting and providing safe parking.
  • Failing to act to stop unlawful behavior by tenants could bring suits from neighbors.
  • Liability claims of accidental damage caused by your investment property.
  • Fair Rental Value Coverage protects you against loss of income if your property is unrentable due to a covered incident.
  • Inflation Protection that adjusts your policy limits automatically and can include discounts on your premiums.
  • Lock replacement coverage to replace locks and keys.


Discounts on Landlord Insurance policies are available for multiple properties, new/renovated homes, and possibly more.  Call our Bel Air commercial insurance agents today at 410-803-2600.