Landlord Liability Insurance

Landlord Business Insurance for Harford County MarylandLandlords Need Specific Protection…

Potential lawsuits are an ongoing risk for property owners who are landlords.

Without proper coverage, claims could even end up costing you your property.

Landlord liability coverage can protect you from the many risks of being a landlord–liability if someone is injured on your rental property, or if you are liable for damage to someone else’s property.

Landlord liability covers tenant injuries due to property maintenance negligence.  It may also cover attorney’s fees and court judgements against you for these issues.   

Landlord coverage may include:

  • Personal Injury Protection if a tenant claims injury due to libel, slander, invasion of privacy, wrongful eviction or wrongful entry.
  • Coverage for Tenant injuries due to a physical aspect of your property, like uneven sidewalks causing a tenant to trip and fall, or a weak deck rail that gives way. If you don’t warn a tenant about any possible risks, or make efforts to correct a problem, you could be found negligent.
  • Negligence for improper security for your tenants in terms of security lighting and providing safe parking.
  • Failing to act to stop unlawful behavior by tenants could bring suits from neighbors.
  • Liability claims of accidental damage caused by your investment property.
  • Fair Rental Value Coverage protects you against loss of income if your property is unrentable due to a covered incident.
  • Inflation Protection that adjusts your policy limits automatically and can include discounts on your premiums.
  • Lock replacement coverage to replace locks and keys.


Discounts on Landlord Insurance policies are available for multiple properties, new/renovated homes, and possibly more.  Call our Bel Air commercial insurance agents today at 410-803-2600.



"Amanda was very friendly and helpful during a big step in our lives (buying our first rental property). She gave great advice and created a plan to cover all of our insurance needs, even when a few obstacles arose. All of our questions were answered promptly throughout the process, and my husband and I truly appreciate her service!"

Linda Chern Zvitkovitz

"Amanda has been beyond amazing! She helped me with home insurance last year, and helped again when I had to use the insurance just a few months after settlement! I have now switched my car insurance to Nationwide! I would recommend anyone to this office knowing they would get the absolute best customer service! Thank you, Amanda, for all you have done!"

—Ashley O'Connor

"AWonderful customer support at all times. Always ready to help at any time. Courteous, professional, knowledgeable. Immediate and supportive response when claims made."

—Meg Bates Jones

"Amanda was simply amazing! We had a horrible experience with Allstate and she helped make the transition super smooth to Nationwide! Allstate messed up our cancellation date and Amanda handled everything, we didn’t even have to send her any paperwork, it’s nice to know you’re being taken care of especially when it comes to insurance!"

—Laura Hoffman

"Wonderful customer support at all times. Always ready to help at any time. Courteous, professional, knowledgeable. Immediate and supportive response when claims made."

—Meg Bates Jones

"The staff was very helpful, professional and supportive in seeing us through tree and structural damage resulting from a wind storm. Great staff."

—Ursula Cain-Jordan

"Been with Rick for many, many years, and have always been well taken care of, both for my business accounts, and personal. And without Lucy's help, I'm sure my head would have exploded by now."

—Andrew Merz

"I recently moved our home & auto insurance to Gentry & Assoc. I have worked with both Amanda and Courtney. They both have been a great help with the translation and are always quick to reply to my email requests. If you’re looking to shop your insurance, give them a shot!"

—Kim Maisel

"I was switching over from another insurance provider and they made it the easiest thing possible for me. Anything I had questions on they knew and if I had to send them information about anything I can shoot my agent with a quick picture of the information over a text! Friendly, and honest people."

—Donny Stimax

"Amanda , Has always been a very great!!! agent with Gerety Insurance. Thank you Amanda for working very hard to help me stay Insured & Communication and making sure I get the right information . I wish everybody with Nation Wide a happy holiday & Thank you for what y’all do for us."

—Michael Giles

"As a customer of Gerety Insurance for many, many years, we could not be more pleased with the outstanding customer service and knowledge of the industry. Always available in a timely fashion to change/adjust policies as needed in our changing world. Highly recommend."

—Grace M. Manger