Farm and Ranch Insurance


Protecting Your Legacy


Farming is one of the essential components that makes America great. The family farm is often a legacy passed down from generation to generation, and a part of who you are.

Farm insurance traditionally covers your farm home, buildings, livestock, machinery and equipment. But farming today is more complex and high-tech than ever, with increasing insurance needs against increasing perils.

We offer expert advice on protecting you, whether you have a small farm or acreage, a larger farm or ranch, or a full production facility for foodstuffs or livestock processing. We will tailor your coverage to fit your situation, so you are amply covered but still getting the best value for your insurance dollar.


Coverage Options Include:


  • Farm Household Property covers your household contents, including precious investment metals, firearms, electronics, and more.
  • Farm Machinery and Equipment Replacement with limitations based on equipment age.
  • Equipment Rental reimbursement for machinery or equipment needed while repairs are made
  • Damage to cab glass, GPS, hitch or to combine from foreign objects
  • Operations Down Time covers expenses and loss of income caused by a covered incident that affects a building or equipment.
  • Product in Storage covers you in harvest time, or when you have higher amounts of product in storage on site.
  • Temperature coverage for temperature-sensitive products, as a result of a temperature-caused loss

We’re your Harford County, Maryland neighbors, and we can guide you to the best coverage and the most savings for your farm insurance in Maryland and beyond. Call us at Gerety Insurance today!


"Call Missy for all your insurance needs. Talk about a awesome person and very knowledgeable she saved us over $700."

—Beverly Guthrie

"I cannot speak highly enough of the Gerety Insurance Agency. Chris and their team provided EXCELLENT customer service, they were professional, efficient and communicated extremely well. I moved all my insurance needs, home, auto and liability policies to them.
I highly recommend!"

—Jim Grant

"A Wonderful customer support at all times. Always ready to help at any time. Courteous, professional, knowledgeable. Immediate and supportive response when claims made."

—Meg Bates Jones

"The staff was very helpful, professional and supportive in seeing us through tree and structural damage resulting from a wind storm. Great staff."

—Ursula Cain-Jordan

"I was switching over from another insurance provider and they made it the easiest thing possible for me. Anything I had questions on they knew and if I had to send them information about anything I can shoot my agent with a quick picture of the information over a text! Friendly, and honest people."

—Donny Stimax

"Been with Rick for many, many years, and have always been well taken care of, both for my business accounts, and personal. And without Lucy's help, I'm sure my head would have exploded by now."

—Andrew Merz

"As a customer of Gerety Insurance for many, many years, we could not be more pleased with the outstanding customer service and knowledge of the industry. Always available in a timely fashion to change/adjust policies as needed in our changing world. Highly recommend."

—Grace M. Manger