Mon – Fri: 8:30am – 5:00pm (Evening By Appt.)
Sat: 9:00am – 12:00pm Sun: Closed

Trustworthy. Reliable. Local.

Rick Gerety + Associates
Insurance | Financial Services
Car Insurance Harford County

Personal Insurance

Auto, home and all personal insurance plans customized to your family’s needs and goals.

Car Insurance Bel Air

Commercial Insurance

Our years of experience will help your business thrive and face the challenges ahead.

Life & Financial

Honesty and Integrity.  We are a trustworthy part of protecting and planning for your future.

Car Insurance Harford County

Pet Insurance

Peace of mind for pet parents. Reimbursment for your dog or cat’s unexpected illness or injury.

About Rick Gerety + Associates​

Rick Gerety + Associates is a full service agency, offering a wide array of personal and commercial insurance products including vehicle insurance, property insurance, health, life and liability insurance.

We’re right here for you in Harford County. You can visit our office personally, or call us at 410-803-2600.

Local claim service, ultimate convenience, and the best insurance protection at the right price are all available at Rick Gerety + Associates. Our nearly 100 online 5-star reviews attest to our customer service excellence.

Why Us

Trustworthy. Reliable. Local.

With excellent customer service and the right protection for your car, home, business and family, Rick Gerety + Associates gets 5-star reviews from customers throughout Maryland and beyond.

With our office located on Hickory Avenue in Bel Air, Maryland we’ve served the insurance needs of individuals, families, and businesses for over 22 years. We’re here for you locally and 24/7 via this website.

Call us today for a quote, and see for yourself how a local agent can give you the best price AND the best service.


What Do You Want to Insure?​

Call: (410) 803-2600


What Clients are Saying

“Saved Over $1000 Per Year!”
“Ryan Bastian was incredible to work with and saved us over $1000 per year. Super knowledgeable about the industry and products he could offer. Everyone in the Gerety office is very helpful and they seem to really be focused on taking care of their customers. Thank you so much Ryan!"

— Shawn Griffiths

"He Saved Me $$$!"
“He saved me $$$! Ryan was patience, professional and very kind. I know I always have several questions ,because we have everything with you, this is one of the reasons...your Staff! Ryan went above and beyond. He stayed in contact through out the day to make sure the changes were completed, he dropped off the documents at Davids shop when they were completed. Thanks again for having the right people for the job!“

— Tina Dolan

“Saved Us Hundreds”
"Cindy Dotson saved us hundreds of dollars on our business policies. In addition, each year she looks for the best price for my company. Last year she saved us addition money by going the extra mile. If I ever have any questions she is more then happy to help and gets back to me within the hour. The audit process is also easier. Highly recommend her!"

— Julia Theisen

“Saved Money, Better Coverage”
“My fiancé and I dealt with Ryan Bastian during our search for insurance. We were in the middle of closing on our home and needed home insurance stat! He was so incredibly professional and handled us with much care. He was quick and efficient in searching for the best deal! During his search, he also found auto insurance quotes that not only saved us money, but offered better coverage than your current auto insurance at that time. He was by far one of the BEST that I've had the pleasure in working with. Highly recommend him!“

— Amber Gorman

“Give Them a Shot!!”
“I recently moved our home & auto insurance to Gentry & Assoc. I have worked with both Amanda and Courtney. They both have been a great help with the translation and are always quick to reply to my email requests. If you’re looking to shop your insurance, give them a shot!"

— Kim Maisel

“10/10 Would Recommend!”
“Ryan has been super helpful in the transition of switching our home & auto policies. He's super responsive (even on the weekends!) and of course him saving us $70/month was amazing too! If you're looking to switch insurance companies, reach out to Ryan. He went above and beyond what I was expecting. 10/10 would recommend! “

— Krystal Rusnak

“Excellent Insurance”
“Lucy is always so helpful with anything that comes up, from windshield cracks, to rental cars, and even an accident. She has become family to us. I can count on her to always help me keep our monthly payment within our budget too. I can't imagine ever dealing with another insurance company. If you are looking for an excellent insurance company (who will always have your back), that will always feel like family, this is your office!“

— Jennie Addington Woods

“Helpful & Informative”
“My agent, Sully, could not have been more helpful and informative in helping me through this process. As someone who had never purchased their own car before I had a ton of questions, and Sully was there each step of the way dealing with promptness and respect. I will be recommending Rick Gerety and Associates to all my friends and family in the future. Thanks again! “

— Ryan Lewis

“Definitely Recommend”
“Sully was great to work with! He was very responsive and informative when discussing insurance options for our first home. He was also able to find us a better car insurance policy. We would definitely recommend Rick Gerety + Associates to anyone in need of insurance!“

— Amber Pinder

“Responsive & Professional”
“We bought Home Owner's Insurance through Sully Gerety of Rick Gerety + Associates and we had a great experience. He is responsive, professional and genuinely cares about his clients. I highly recommend working with Rick Gerety + Associates Insurance for any Insurance needs! “

— Mackenzie Reese

“Dependable & Knowledgeable”
“Rick and his team saved my wife and I several hundreds of dollars when we joined them three years ago. We get fast, professional service that is personalized to our needs. Rick was flexible in designing homeowners and auto coverage that best met our unique situation. The whole team is dependable and knowledgeable and always have the information we need..“

— Steve Bollinger

“Saved Us Over $500”
“Been dealing with Rick and his staff for many years. They always shop to get us the best rates, and saved us over $500 on our homeowners insurance from our previous company. Customer service is always great. Best of luck to Lucy in retirement-you will be missed. “

— Mary Jo Blair Houser

“Saved My Business a LOT”
“Cindy Dotson is the best! She worked hard to save my business a LOT of money on our insurance package while maintaining the needed level of coverage. So glad I switched and get to work with Cindy!“

— Susan Moscareillo

“Service is Unparalleled”
“As a small business owner, there is nothing more important than having an insurance company that you can rely on. Not only are the rates competitive, but the quality of service is unparalleled. Rick sits with us each year to make the necessary adjustments to our policies based on the changing needs of the business. In addition, Rick and his team are very responsive to any and all questions/requests we have throughout the year.“

— Bill Street

“Cindy Dotson was very helpful in providing us with an extremely competitive quote. There were issues related to a specific aspect of our coverage and Cindy just kept at it for several weeks of back and forth with the underwriters until we were able to come to an mutually acceptable agreement. I was so impressed with her dogged determination that I signed on the dotted line at the initial presentation of the quote. I feel that if Cindy was willing to work that hard to get our business, that she'll continue to work hard to keep it.“

— Greg Kilduff

“The Absolute Best”
“Cindy is the absolute best. I’ve been with her for four years now and would not have been able to get through the first year of my business without her. She is extremely knowledgeable and guides you in such a caring way you know you are in good hands. She always goes above and beyond and double checks everything for you. It’s great to know that I never have to worry about this side of my business because she has it covered.“

— Lisa Lonabaugh

See what our other customers have to say!

Shop local and save with our Gerety Guarantee!
Car Insurance Harford County

Refer A Friend

At Rick Gerety + Associates, we receive referrals all of the time due to our great customer service and pricing. So, why not get rewarded for your referrals?

Fill out a quick form and receive a $20 gift card – plus your friend will receive a $20 gift card too once we supply them with a quote.