Electricians in Maryland

Business Insurance for

Electricians in Maryland

Local, Independent Agency Who Specializes in Electricians

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Listen, we know insurance is not your favorite thing to deal with. Which is why we want to make it easy and convenient for you when you do need to think about it. The purpose of insurance is to give you peace of mind and to provide you with the necessary coverage so you can do your job. And as a local, independent insurance broker who specializes in working with electricians, we excel in those areas.

At Gerety Insurance we represent over 25 carriers. Several of our carriers have programs with reduced pricing specifically for Electrical Contractors. We have a place for the contractor who is just starting out to the veteran who has been in business for 20+ years. We work with contractors throughout Maryland, Delaware, Pennsylvania, and Virginia. As your local broker it is our job to make sure we are finding you the program with the broadest coverage at the best price.

We Know You Would Never Burn Down a House, But…

As an electrician you’ve likely seen some shoddy electrical work over the years and thought, “Man, this home could’ve burned to the ground if they didn’t fix this!” Whether it’s live wires buried in insulation or a homeowner who overloaded his powerboard after watching some YouTube videos on “How anyone can rewire a house.” The fact is accidents can happen. And sometimes they could be attributed to you — even if you weren’t the one who did the work.

This is just one reason why it’s critical to have the right electrician insurance coverage. You never know when a customer or a homeowner could sue you for something you did (or that they thought you did). And if that happens you’ll sleep way better at night knowing you have the proper coverage.

Stop Wasting Time Managing Insurance, Let Us Do It For You

Every electican we know is busy and doesn’t have time to waste calling 1-800 numbers to just get bounced around from department to department. Which is another reason why our customers love working with us. When you call our office a live person answers the phone every time and because we know you, we get to know the needs of your business.

About Our Carriers

At Gerety Insurance we represent over 25 carriers that specifically have created programs for electricians. We have a program for the electrician who is just starting out to the veteran who has been in business for 20+ years. We work with contractors throughout Maryland. As your local broker it is our job to make sure we are finding you the program with the broadest coverage at the best price.

We Have Over Eighty 5-Star Reviews. Here’s Just A Few:

“As a small business owner, there is nothing more important than having an insurance company that you can rely on. Not only are the rates competitive, but the quality of service is unparalleled. Rick sits with us each year to make the necessary adjustments to our policies based on the changing needs of the business. In addition, Rick and his team are very responsive to any and all questions/requests we have throughout the year.“

- Bill Street

Cindy Dotson is the best! She worked hard to save my business a LOT of money on our insurance package while maintaining the needed level of coverage. So glad I switched and get to work with Cindy!“

- Susan Moscareillo

“Cindy Dotson was very helpful in providing us with an extremely competitive quote. There were issues related to a specific aspect of our coverage and Cindy just kept at it for several weeks of back and forth with the underwriters until we were able to come to an mutually acceptable agreement. I was so impressed with her dogged determination that I signed on the dotted line at the initial presentation of the quote. I feel that if Cindy was willing to work that hard to get our business, that she’ll continue to work hard to keep it.”

- Greg Kilduff

General and Professional Liability Insurance Covers

General liability insurance covers common business risks like customer injury, customer property damage, and advertising injury. It protects your business from the high costs of lawsuits. And it can help you qualify for leases and contracts.

Up to $2,000,000/$4,000,000 General Liability limits
$2,000,000/$4,000,000 Professional Liability limits
$0 Deductible on most policies
Up to $10,000 Medical Payments
Regulatory Defense Reimbursement

Costs of defending or investigating a lawsuit or claim against your business
Reasonable expenses incurred when insurance company asks you to assist in your defense
Judgements or settlements resulting in covered suits
The premium on a court mandated bond connected with a liability suit
Bodily Injury and Property Damage

Why Choose Us?

Gerety Insurance provides unequaled customer service and superior protection for your business, car, home, and family. From our office in the heart of Bel Air, we serve all of Maryland, and the surrounding states. You will always get a live person to answer the phone when you call our office.

Getting the right price, ultimate convenience, a proactive service platform, and reliable insurance protection from a local, reachable agent team may seem like a tall order. However, at Gerety Insurance, it’s what we do.

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One-Stop Shopping!

We provide a one stop shop for electricians. Special care is taken to assure your business has complete insurance protection so there are no surprises later on.

We also offer competitive rates on the following types of insurance:

> Tools and Equipment
> Business Auto
> Commercial Property
> Employment Practices Liability
> Workers’ Compensation

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FAQ

Q: Do I have to pay the entire annual premium now?

A: This depends on the program you choose. Some programs require you to pay a minimum payment, but most will allow you to pay monthly.

Q: I work alone, how can I get a workers compensation policy without employees?

A: Our office has a program specifically for electricians who work alone and need a workers compensation policy.

Q: How do I get a Certificate of Insurance?

A: Each client at our office has a dedicated account manager who will send out your certificates of insurance within 24 business hours.

Q: I just got a large contract that requires a lot of insurance, where do I start?

A: Your Gerety Insurance insurance advisor will review your contract with you, determine the missing coverages/policies, and make recommendations to get you compliant without breaking the bank. It is always best to send any contract to your insurance advisor to make sure you meet all coverage and policy requirements.

Ryan Frye

After our homeowners insurance premium went up for the third year in a row, I decided to try to shop around to get a better rate - not realizing how difficult some companies make it to get simple answers. I eventually came across a local insurance broker in my Google searches and decided to give them a try. Best decision I've made in a while. Our agent Chris Baur was extremely friendly and easy to get a hold of. Not only did he find a company that saved us hundreds of dollars with better coverage, we ended up bundling our auto insurance as well and am saving over $1000 a year. I cannot speak highly enough of Chris and Gerety Insurance and I've already been spreading the word to anyone in my circle that wants to save money. If you're looking for a sign as to whether or not they are right for you - this is it.

Chris Copenhaver

Very satisfied. I would recommend to anyone. Easy to work with.

Kim Maisel

I switched our auto & home insurance to Genety Insurance a number of years ago and I couldn’t be happier. Courtney services my accounts and she is always quick to respond and is so helpful with all of our needs. The entire staff are very courteous! The customer service is top notch!

Luke Smith

Very nice

Phillip Pawlukovich

Can’t recommend enough! Courtney and the rest of the team are always responsive and there to assist in anyway possible. Whenever a request is made, I feel like I am the top priority.

Michael Gerace

Outstanding service! Sully always goes above and beyond. He always delivers and a great partner to have.

Isabella Cirincione

I recently moved into my first apartment and needed renters insurance. Moving is stressful but working with the insurance company has been anything but stressful. Missy was super helpful and made the process very simple and quick! I am very grateful for her being able to help.

Kerrin O'Neill

We have been with Gerety Insurance for many years, and they are outstanding. They find the best rates for us, and they have been so helpful when we have needed to file claims.

Katherine Langrehr

Courtney Webster was a pleasure to work with. She worked efficiently to set up my new policy and made the whole process a breeze. Courtney even took the time to then change my policy when she later found a lower quote for me. Her customer service was greatly appreciated and helped save me over $100! Thank you so much Courtney!!

Mark Gray

The place is great when I call there with a question they are very helpful and go the extra mile ,they know there business very well that's why I stick with gerety ins Co. Very professional. 👍